Fixed Annuities

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Fixed annuities throughout Tennessee including Morristown, Knoxville, Bristol, Johnson City, and Kingsport.

Fixed annuities are another way to plan for retirement. When you invest in an annuity, you receive an income stream from an insurance company, in return for your premium payments. They can be lifetime payments and offer tax-deferred earnings, as well as a guaranteed death benefit for your beneficiaries.

What makes a fixed annuity “fixed” is the insurance company guarantees the rate of interest you will earn on money deposited in the annuity contract.

Some investors compare fixed annuities to a certificate of deposit (CD). The main difference is fixed annuities allow the interest you earn to accrue inside the annuity, and the interest is not taxable until you withdraw it.

Want to learn more? Talk to Andy Smith, our Financial Services Trusted Advisor, by filling out the quote request form below.

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As an independent agency, we offer multiple options at competitive prices.

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