Helping you manage your financial goals.
Financial services throughout Tennessee including Morristown, TN, Knoxville, TN, Bristol, TN, Johnson City, TN, and Kingsport, TN.
Finding the right life insurance products coverage can be challenging in today’s insurance environment. Strate Insurance Group offers a large variety of individual life insurance products that are crafted to meet your and your family’s specific financial needs.
We work with numerous top-rated life insurance companies, and we will recommend the insurance company and coverage that matches your financial goals and place your account with the company that will provide you with the coverage and benefits you want.
Andy Smith, our Financial Services Trusted Advisor, can help you make sound, informed decisions about issues affecting your life insurance needs. Our philosophy is to fully understand your financial objectives and then translate them into solutions that provide assurance and peace-of-mind.
Key Man Life Insurance
Key man life insurance can keep your business afloat in the event of the death of any employee who is an integral asset to the company's survival. We'll work with you to design coverage that helps assure continuity of your business for employees, customers and creditors.
Mortgage Protection Life Insurance
For most homeowners, the mortgage is the single largest source of personal debt. Mortgage protection life insurance is specialized life insurance designed to pay off your debt in the event of your death.
Fixed annuities are another way to plan for retirement. When you invest in an annuity, you receive an income stream from an insurance company, in return for your premium payments. They can be lifetime payments and offer tax-deferred earnings, as well as a guaranteed death benefit for your beneficiaries.
As a business owner, you know it’s important to think ahead and plan for the future. Buy/Sell agreements are a great way to plan ahead in the event you or your business partners have an untimely death.
Long-Term Care Insurance
Long-term care insurance may be your best option if you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time. We'll help prepare you for the unexpected.