Smile, we’ve got you covered.
Dental practice insurance throughout Tennessee including Morristown, Knoxville, Bristol, Johnson City, and Kingsport.
Patients rely on your expertise to evaluate and make recommendations to keep them healthy. We want to do the same for your insurance.
Program and Coverage Benefits
Secure Your Rates
We can offer a 3-year package policy with rates that won’t increase for the duration of your policy term, letting you focus on your business instead of your renewal.
Unparalleled Malpractice Insurance:
Because your reputation and business are vitally important to you, we make sure your protected from malpractice suits by:
- Settling claims with your consent only
- At no charge, extend coverage to your corporation, partnership and employed and contracted hygienists or dental assistants
- Offer monoline malpractice insurance for recent dental school graduates and dentists who do not own their own practice
Do you have Botox Coverage?
Be sure to read between the lines! Many malpractice policies exclude liabilities for Botox and Dermal Filler treatments.
Claims-Made vs. Occurrence
Do you know if your policy is a claims-made or an occurrence form? Let us explain the difference and help you make the right choice for your practice.
You may not think you are at risk for a cyber attack, but dental practices are some of the most sought-after prospects by cyber criminals. Another misconception is practices who use paper patient records do not need a cyber policy—wrong! Data breaches can happen with digital or physical information. Our cyber policies can include HIPAA violations, too!
Avoid Coverage Gaps:
We recommend placing your malpractice general liability and property with one insurance company, helping avoid coverage gaps.
If the worst happens, you don’t want to find out your current policy has you under-insured and you have to pay out of pocket to replace furniture, operatory equipment, x-ray machines and other articles.
Lines of Coverage:
- General Liability
- Automobile Liability
- Business Income
- Workers Compensation
- Malpractice/Professional Liability
- Professional Umbrella
- Employment Practices Liability (EPL)
- Equipment Breakdown, including coverage on dental equipment