Flood Insurance

Protect your assets in the event of a disaster.

Home ยป Family Insurance ยป Flood Insurance

Flood insurance throughout Tennessee including Morristown, TN, Knoxville, TN, Bristol, TN, Johnson City, TN, and Kingsport, TN.

Just because you don’t live in a high flood risk area, doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising watersโ€”even if you’re not in a flood zone.

Three major myths about flood insurance mean you could be taking an unnecessary risk.

The first is that flood insurance is only needed for people living in designated flood zones. In reality, flooding is a potential risk everywhere and the damage can be devastating.

Another myth is that homeowners insurance automatically includes flood insurance. In reality, that is usually not the norm, and you should always assume you aren’t covered unless your homeowners policy specifically says otherwise.

The third myth is that government programs have taken care of flood insurance. There is a National Flood Insurance Program that guarantees the availability of insurance in specific areas. However, this only covers a tiny percentage of American homes.

For most homeowners, floods are a low-likelihood but high-cost risk. If you are hit by flooding you could lose many or most of your personal possessions, face major reconstruction work, and be left homeless for months while your property is made habitable again. In most cases, not having flood insurance is a chance you simply can’t afford to take.

Want to learn more? Read our blog post on Flood Insurance here: https://strateinsurance.com/blog/flood-insurance-myths/.

Contact us and we’ll help explain the benefits of obtaining a separate flood insurance policy.

Flood Insurance Proposal Request

As an independent agency, we offer multiple options at competitive prices.

Featured Articles
Motorcycle Insurance

May Is Motorcycle Safety Awareness Month

| Family Insurance, Insurance | No Comments
May is Motorcycle Safety Awareness Month. This annual campaign is held each spring by the National Highway Traffic Safety Administration…

Winter Home Maintenance Tips

| Family Insurance | No Comments
Winter can be a beautiful time of year, but winter weather can wreak havoc on your home. Colder temperatures, ice,…
RV in field of flowers

Five Tips to Avoid Being a Goofy RV Driver

| Family Insurance | No Comments
Have you seen the old Mickey Mouse cartoon where Mickey, Goofy, and Donald go on a camping trip? Goofy is…
Start Proposal Request