Skip to main content

Classic Car Insurance

Coverage for your prized possession.

Home » Family Insurance » Classic Car Insurance

Classic car insurance throughout Tennessee including Morristown, TN, Knoxville, TN, Bristol, TN, Johnson City, TN, and Kingsport, TN.

Your prized collector car represents real commitment of your time and resources. We’ll help you protect your investment through specialized insurance coverage designed for classic car lovers like you.

Your classic car is special to you and that’s why classic car insurance is a special category with some key differences to ordinary auto or car insurance policies.

First, let’s deal with the name. Different policies may be called classic car insurance, collector car insurance or antique car insurance. Exactly what qualifies will depend on the insurance company, but usually such policies cover cars that are not only of a certain age, but have distinctive characteristics such as being particularly rare.

The biggest difference with classic car insurance is that the insurance company will usually agree to a specific value of the car at the start of the policy. If the car is destroyed or damaged beyond economic repair, your payout is for this agreed upon value, rather than the usual system of looking at the market cash value of your classic car at the time of the claim. This gives you the peace of mind of knowing you’ll get the right amount with no surprises.

If the insurance company pays for repairs after a collision, classic car insurance will often guarantee to pay for necessary and authentic parts that might be excluded or exceed coverage limits with an ordinary car insurance policy.

One note of caution, however: many classic car insurance policies only apply to limited usage, whether that’s a specified (low) annual mileage, or only covering trips to exhibitions and parades rather than everyday driving.

Be sure to connect with us to discuss the details of classic car insurance, collector car insurance or antique car insurance. We can help to find the right policy for you!

Classic Car Insurance Proposal Request

As an independent agency, we offer multiple options at competitive prices.

Featured Articles
Team - Brandi Lane

Reducing Home Energy Bills in Summer

| Family Insurance | No Comments
In today's challenging economic climate, finding ways to save money is more important than ever. One area where individuals and…
Motorcycle Insurance

Three Types of Distracted Driving

| Family Insurance | No Comments
The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the…
Motorcycle Insurance

May Is Motorcycle Safety Awareness Month

| Family Insurance, Insurance | No Comments
May is Motorcycle Safety Awareness Month. This annual campaign is held each spring by the National Highway Traffic Safety Administration…
Start Proposal Request