Sinkhole Insurance

Don’t get sunk. Consider sinkhole insurance.

Home » Family Insurance » Sinkhole Insurance

Sinkhole insurance throughout Tennessee including Morristown, TN, Knoxville, TN, Bristol, TN, Johnson City, TN, and Kingsport, TN.

Sinkholes are more common than you might think, and surprisingly, damage from sinkholes is not typically covered under an existing household policy. Our experts can help you determine if sinkhole insurance is right for you.

Around a fifth of the land in the United States is at risk of sinkholes. This is most commonly because limestone or similar rock beneath the surface dissolves. When this happens, the results can range from minor cosmetic damage in road surfaces to the sinkhole swallowing up a car or even causing part of a home to collapse.

You should never assume your existing household policy will cover sinkhole damage. Home insurance policies in some states cover “catastrophic ground collapse,” but this usually has heavy restrictions and only covers the most dramatic sinkholes.

If your policy does mention covering sinkholes, check if it is restricted to natural phenomena. If so, sinkholes relating to mining won’t be covered, for example.

Sinkhole insurance is one of those insurance policies where there’s a low chance you’ll need to make a claim, but if you do it could be for an extremely large amount.

To find out more about sinkhole insurance and whether it’s right for you, contact us today.

Sinkhole Insurance Proposal Request

As an independent agency, we offer multiple options at competitive prices.

Featured Articles
Team - Brandi Lane

Reducing Home Energy Bills in Summer

| Family Insurance | No Comments
In today's challenging economic climate, finding ways to save money is more important than ever. One area where individuals and…
Motorcycle Insurance

Three Types of Distracted Driving

| Family Insurance | No Comments
The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the…
Motorcycle Insurance

May Is Motorcycle Safety Awareness Month

| Family Insurance, Insurance | No Comments
May is Motorcycle Safety Awareness Month. This annual campaign is held each spring by the National Highway Traffic Safety Administration…
Start Proposal Request